Copyright © Philip M. Parker, INSEAD. Terms of Use.

Definition: Savings |
SavingsNoun1. A fund of money put by as a reserve. Source: WordNet 1.7.1 Copyright © 2001 by Princeton University. All rights reserved. |
Date "savings" was first used in popular English literature: sometime before 1380. (references) |
| Domain | Definitions |
Finance | Those sums of money saved, not spent but put aside for future use and in the meanwhile invested or held as cash. Source: European Union. (references) |
| The total accumulated amount of income that is not spent on consumption. (references) | |
Source: compiled by the editor from various references; see credits. | |
Synonym: SavingsSynonym: nest egg (n). (additional references) |
| Context | Synonyms within Context (source: adapted from Roget's Thesaurus). |
Economy | Savings; prevention of waste, save-all; cheese parings and candle ends; parsimony. |
Money | Bank account, savings account, checking account, money market account, NOW account, time deposit, deposit, demand deposit, super NOW account; certificate of deposit, CD. |
Store | Stock in trade, supply; heap; (collection); treasure; reserve, corps de reserve, reserved fund, nest egg, savings, bonne bouche. |
| Source: adapted from Roget's Thesaurus. | |
| Domain | Usage | |
Screenplays | I spent the last of my life savings turning my van into a dog. It cost me 200 bucks for the alarm system alone! (Dumb and Dumber; writing credit: Bobby Farrelly, Peter Farrelly, and Bennett Yellin.) Low overhead, my boy - we pass the savings on to you! But seriously, that'll all be covered in the orientation. (Being John Malkovich; writing credit: Charlie Kaufman) All right, first item: I lost our life savings in the stock market. (The Simpsons; writing credit: Artur Brauner; Paul Hengge) By Grabthar's hammer what savings. (Galaxy Quest; writing credit: David Howard) Would that be Daylight Savings or Standard? (Stargate SG-1; writing credit: Robert C. Cooper; Brad Wright) | |
Lyrics | To make me rise an hour early just like Daylight Savings Time ("The Bad Touch"; performing artist: Bloodhound Gang) | |
Clever | Life lesson: You will never find anybody who can give you a clear and compelling reason why we observe daylight savings time. (references; author: unknown) | |
Movie/TV Titles | U.S. Savings Bonds Trailer (1952) Her Savings Saved (1918) Daylight Savings (2000) | |
Source: compiled by the editor from various references; see credits. | ||
| Domain | Title | ||
References |
| ||
Books |
| ||
Periodicals | |||
Theater & Movies | |||
Music |
| ||
Consumer Goods | |||
Source: compiled by the editor from various references; see credits. | |||
| Thumbnail | Description & Credit | Thumbnail | Description & Credit |
![]() | [NIH Savings Bond Drive, 1971].Credit: National Library of Medicine. | ![]() | Generic Drugs : Your Rx for Savings.Credit: National Library of Medicine. |
![]() | The same man. Spending four dollars, "investing" the savings of a lifetime --.Credit: Library of Congress. | ![]() | Interior south view, Peoples Savings Bank, Cedar Rapids, Iowa / Raney Studio, Cedar Rapids, IA.Credit: Library of Congress. |
![]() | State Savings Bank, Detroit.Credit: Library of Congress. | ![]() | Savings Bank of Utica, Utica, N.Y.Credit: Library of Congress. |
![]() | Williston, North Dakota. Mr. Dahlen, hardware merchant, in his store. Mr. Dahlen is county chairman for the defense savings campaign.Credit: Library of Congress. | ![]() | Epping, North Dakota. Mrs. Dahlen, wife of county chairman of the defense savings campaign, addressing a meeting of women.Credit: Library of Congress. |
![]() | Roslyn Savings Bank, Roslyn, Long Island. Basement.Credit: Library of Congress. | ![]() | Greenwich Savings Bank, W. 57th St., New York City. Mural I.Credit: Library of Congress. |
Source: compiled by the editor from various references; see credits. | |||
| Author | Quotation |
Anne Sophie Swetchine | Youth should be a savings bank. |
Bill Hicks | It's just a ride, and we can change it any time we want. It's only a choice. No effort, no work, no job, no savings and money, a choice, right now, between fear and love. The eyes of fear want you to put bigger locks on your door, buy guns, close yourself off. The eyes of love instead see all of us as one. |
Henry Wheeler Shaw | Economy is a savings bank, into which men drop pennies, and get dollars in return. |
Source: compiled by the editor from various references. | |
| Author | Date | Quotation |
Winston S. Churchill | 1946 | It would greatly expand that of the British Empire Forces and it might well lead, if and as the world calms down, to important financial savings. ("Iron Curtain" Speech) |
Source: compiled by the editor from various references. | ||
| Title | Author | Quote |
Les Miserables | Hugo, Victor | Society, the state, in reducing his savings, had robbed him by wholesale. |
Source: compiled by the editor from various references. | ||
| Subject | Topic | Quote |
Health | The resulting calculated base case cost savings were more than $3,000 per treated neonate. (references) | |
The potential cost savings associated with treating H. pylori infection have not been established, but may be substantial. (references) | ||
These may well translate into future health outcomes and treatment savings, but the magnitude of such benefits is not known. (references) | ||
Business | Decreased energy consumption will be reached through energy savings. (references) | |
Energy savings are considered to be the most effective way to reduce GHG emission. (references) | ||
Buying a car was in many cases a lifetime purchase requiring many years of savings. (references) | ||
Civil Liberties | Mozambique | In March UNESCO's Media Diversity Project began assisting eight newspapers and a major paper supplier to lower their paper costs through the bulk importation of newsprint without customs duties; this achieved an estimated 30 percent cost savings. (references) |
Economic History | West Bank | Most savings are held in U.S. dollars. (references) |
Japan | The average Japanese household has almost $150,000 in savings. (references) | |
Human Rights | Kazakhstan | The Constitution provides that citizens have the right to "confidentiality of personal deposits and savings, correspondence, telephone conversations, postal, telegraph, and other messages"; however, the limitation of this right is allowed "in cases and according to procedures directly established by law." The KNB and Ministry of Interior, with the concurrence of the Prosecutor General's Office, interfere with citizens' privacy and correspondence. (references) |
Political Economy | BELGIUM | Belgium has largely financed its budget deficits from domestic savings. (references) |
Slovak Republic | National savings have been transferred to municipalities to pay for community service jobs. (references) | |
Trade | Kazakhstan | They generally keep their savings at home. (references) |
Turkey | Daylight Savings Time is April through October. (references) | |
Croatia | There has been a noticeable rise in foreign currency-denominated savings. (references) | |
Travel | Brazil | Brazil observes daylight savings from December to February. (references) |
Venezuela | U.S. companies should note that Venezuela does not have daylight savings time. (references) | |
Uzbekistan | During U.S. daylight savings time (April-October), Uzbekistan is +9 hours Eastern Standard Time. (references) | |
Worker Rights | Russia | Many are constrained economically because their savings were destroyed by past inflation and the nonpayment of wages. (references) |
Oman | The compensation for foreign manual laborers and clerks is sufficient to cover living expenses and to permit savings to be sent home. (references) | |
Costa Rica | Solidarity associations are nondues paying organizations that offer membership services, including credit union programs, matching-fund savings accounts, and low-interest loans; in some instances, employees have access to both trade union membership and solidarity association services. (references) | |
Source: compiled by the editor from ICON Group International, Inc.; see credits. | ||
| Speaker | Phrase(s) |
Rush Limbaugh | Jeffrey Madrick, an author and columnist, is quoted as saying that tax cuts aimed at the wealthy might do little to spur growth because higher income people might be likely to stash the money away in a savings account. |
Source: compiled by the editor from various references; see credits. | |
| Speaker | Term | Phrase(s) |
William H. Taft | 1909-1913 | The incoming Congress should promptly fulfill the promise of the Republican platform and pass a proper postal savings bank bill. |
Harry S. Truman | 1945-1953 | Farmers' savings are the largest in history. |
Ronald Reagan | 1981-1989 | Now, some insist that any further budget savings must be obtained by reducing the portion spent on defense. |
Bill Clinton | 1993-2001 | Families all over America now can put their savings into new tax-free education IRAs. |
George W. Bush | 2001-2005 | Corporate greed and malfeasance cause innocent people to lose their jobs, their savings, and often their confidence in the American system. |
Source: compiled by the editor from various references. | ||
| "Savings" is generally used as a noun (plural) -- approximately 98.40% of the time. "Savings" is used about 3,055 times out of a sample of 100 million words spoken or written in English. Its rank is based on over 700,000 words used in the English language. Some parts-of-speech are not covered due to the samples used by the British National Corpus. (note: percents less than one-hundredth of one percent have been omitted) |
| Parts of Speech | Percent | Usage per 100 Million Words | Rank in English |
| Noun (plural) | 98.4% | 3,006 | 3,115 |
| Noun (proper) | 1.54% | 47 | 49,740 |
| Lexical Verb (-s form) | 0.03% | 1 | 339,140 |
| Unclassified Items | 0.03% | 1 | 339,140 |
| Total | 100.00% | 3,055 | N/A |
Source: compiled by the editor from several corpora; see credits.
| Country | Name | Country | Name |
| Philippines | Philippine Savings Bank | South Korea | Comet Savings & Finance |
| USA | Community Savings Bankshares, Inc. | ||
| (more examples...) |
Source: compiled by the editor from Icon Group International, Inc.
Expressions using "savings": attract savings ♦ Cost Savings ♦ daylight savings ♦ dip into one's savings ♦ domestic savings ♦ draw on one's savings ♦ employee savings plan ♦ encourage savings ♦ federal savings bank ♦ gross savings ♦ have dip into one's savings ♦ live off one's savings ♦ make a dent in smb.'s savings ♦ make savings ♦ Medical Savings Accounts ♦ mutual savings bank ♦ National Savings ♦ passbook savings account ♦ personal savings ♦ savings account ♦ savings account trust ♦ savings and loan ♦ savings and loan association ♦ savings bank ♦ savings bank trust ♦ savings bond ♦ savings book ♦ savings deposit ♦ savings fund ♦ savings note ♦ savings passbook ♦ savings rate ♦ savings stamp ♦ thrift savings plan. Additional references. | |
| Hyphenated Usage | |
Beginning with "savings": savings-and-loan, savings-and-loans, savings-bank, savings-freeze, savings-investment, savings-related, savings-sucking. | |
Ending with "savings": life-savings. | |
Containing "savings": daylight-savings time. | |
| Source: compiled by the editor from various references; see credits. | |
| The following statistics estimate the number of searches per day across the major English-language search engines as identified by various trade publications. Hyperlinks lead to commercial use of the expression at Amazon.com. |
| Expression | Frequency per Day |
savings bond | 3,215 |
world savings | 817 |
downey savings | 690 |
savings | 637 |
thrift savings | 408 |
savings bond calculator | 341 |
savings calculator | 336 |
savings account | 305 |
savings bank of manchester | 231 |
capital coast savings | 228 |
astoria federal savings | 185 |
ohio savings | 165 |
capital city savings | 157 |
surrey metro savings | 150 |
college savings | 147 |
colonial savings | 146 |
bank green point savings | 136 |
savings bond wizard | 123 |
hudson city savings | 120 |
cool savings | 119 |
| Source: compiled by the editor from various references; see credits. | |
| Language | Translations for "savings"; alternative meanings/domain in parentheses. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Albanian | kursime (saving). (various references) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Arabic | مدخرات (asset), توفيرات. (various references) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Bulgarian | спестявания (kitty). (various references) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Chinese | 儲 (to deposit, to save, to store), 储款. (various references) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Czech | úspory (economies). (various references) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Danish | opsparing, opsparede midler. (various references) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Dutch | spaargelden. (various references) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Finnish | säästö (balance, saving). (various references) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
French | épargnes, épargne (saves, saving). (various references) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
German | Ersparnisse. (various references) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Greek | οικονομίεσ, οικονομία (economics, economy, husbandry, parsimony, saving, spareness, thrift). (various references) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Hungarian | megtakarítás (balance in hand, economy, save, saving). (various references) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Indonesian | tabungan (money box), penabungan (process of saving money). (various references) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Italian | risparmio (economy, saving), risparmi (saving). (various references) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Japanese Kanji | 貯" . (various references) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Japanese Katakana | たくわえ (reserve, stock, store), つみたて, ちょき", ちょちく. (various references) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Korean | 축 (saving). (various references) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Manx | sproaig, sproag (nest-egg). (various references) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Pig Latin | avingssay economias (lay by). (various references) economias. (various references) economie (chariness, economics, economy, frugality, husbandry, parsimony, prudence, retrenchment, saving, thrift), cheag (clot, funds, grume, rennet), agonisealã (acquisition, earnings, fortune, profit, riches). (various references) сбережения (nest egg). (various references) ušteđevina (saving), štednja (economy). (various references) ahorros (nest egg). (various references) sparmedel. (various references) เงินออม. (various references) biriktirilmiş para. (various references) zapas (r) (back-up, storage). (various references) заощадження. (various references) quỹ tiết kiệm (savings-bank), ngân h ng tiết kiệm (savings-bank). (various references) cynilion. (various references) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Language | Period | Translations |
| Latin | 500 BCE-Modern | parte, parti, partis, partum. (various references) |
| Source: compiled by the editor from various references. | ||
Derivations | |
Words ending with "savings": lifesavings. (additional references) | |
| |
"Savings" is suggested in spellcheckers for the following: Savang, Savidge, savines, savingsd, savinjski, Savvin, savynge, sawings, scavving, Sevigne, Sevigny, stavings, wavings. (additional references) | |
| Source: compiled by the editor, based on several corpora (additional references). | |
| # of Phoneme Matches | Pronunciation | Word(s) rhyming with "savings" (pronounced sā"vingz) |
| 5 | -ā" v i ng z | cravings, engravings, shavings. |
| 4 | -v i ng z | carvings, leavings, livings, misgivings, servings. |
| 3 | -i ng z | bearings, beatings, beginnings, beheadings, beings, belongings, Billings, blessings, boardings, bombings, bookings, borrowings, briefings, buildings, burnings, bushings, carjackings, casings, castings, ceilings, clippings, closings, coatings, comings, couplings, coverings, cowlings, crossings, cuttings, darlings, dealings, doings, drawings, dressings, droppings, drownings, ducklings, dumplings, dwellings, earnings, earrings, earthlings, endings, etchings, evenings, everlastings, facings, failings, fastenings, feedings, feelings, fightings, filings, fillings, financings, findings, firings, fittings, fixings, flavorings, followings, forgings, frostings, furnishings, gatherings, goings, greetings, groupings, hangings, happenings, headings, hearings, helpings, herrings, hijackings, holdings, housings, hustings, innings, killings, landholdings, landings, lashings, leanings, leggings, lemmings, lightnings, linings, listings, loadings, lodgings, longings, lynchings, mailings, makings, marketings, markings, meanings, meetings, misunderstandings, moldings, moorings, mornings, mouldings, muggings, musings, nestlings, nothings, offerings, openings, outings, paintings, pickings, pilings, plantings, pleadings, poisonings, postings, posturings, printings, proceedings, publishings, puddings, railings, rankings, ratings, readings, recordings, rehearings, ridings, riggings, Rollings, rulings, rumblings, runnings, samplings, saplings, sayings, schillings, scrapings, screenings, seasonings, seatings, seedlings, settings, shadings, shillings, shipbuildings, shootings, shortcomings, showings, siblings, sightings, skillings, slayings, soundings, spellings, stabbings, standings, stockings, sufferings, surroundings, tailings, takings, teachings, tidings, toppings, trappings, trimmings, underlings, underpinnings, understandings, undertakings, uprisings, vikings, wanderings, warnings, weddings, whitings, winnings, workings, writings, wrongdoings, yearlings, yearnings. |
Source: compiled by the editor (additional references); see credits. | ||
Scrabble® Enable2K-Verified Anagrams | |
| Words within the letters "a-g-i-n-s-s-v" | |
-1 letter: assign, saving, savins. | |
-2 letters: gains, sains, sasin, savin, signs, sings, snags, vangs, vigas, vinas, visas. | |
-3 letters: agin, ains, anis, gain, gins, nags, sags, sain, sang, sans, sign, sing, sins, snag, vagi, vain, vang, vans, viga, vigs, vina, visa. | |
-4 letters: ain, ais, ani, ass, gan, gas, gin, ins, nag, sag, sin, sis, van, vas, via, vig, vis. | |
-5 letters: ag, ai, an, as, in, is, na, si. | |
| Words containing the letters "a-g-i-n-s-s-v" | |
+1 letter: shavings. | |
+2 letters: dissaving, envisages, veganisms. | |
+3 letters: canvassing, crevassing, galvanises, galvanisms, shavelings, vaginismus, vernissage. | |
+4 letters: almsgivings, evangelisms, evangelists, lifesavings, misadvising, negativisms, negativists, overpassing, passivating, starvelings, vernissages, visualising. | |
+5 letters: advertisings, asseverating, everlastings, investigates, negativeness, overcastings, unaggressive, vagabondisms, vaginismuses, vanguardisms, vanguardists, vigilantisms, virginalists. | |
| Source: compiled by the editor from various references; see credits. SCRABBLE® is a registered trademark. All intellectual property rights in and to the game are owned in the U.S.A and Canada by Hasbro Inc., and throughout the rest of the world by J.W. Spear & Sons Limited of Maidenhead, Berkshire, England, a subsidiary of Mattel Inc. Mattel and Spear are not affiliated with Hasbro. | |
Hexadecimal (or equivalents, 770AD-1900s) (references)53 61 76 69 6E 67 73 |
| Leonardo da Vinci (1452-1519; backwards) (references)
|
| American Sign Language (origins from 1620-1817 in Italy and, especially, France) (references)
|
| Semaphore (1791, in France) (references)
|
| Braille (1829, in France) (references)
|
Morse Code (1836) (references)... .- ...- .. -. --. ... |
| Dancing Men (Sir Arthur Conan Doyle, 1903) (references)
|
Binary Code (1918-1938, probably earlier) (references)01010011 01100001 01110110 01101001 01101110 01100111 01110011 |
HTML Code (1990) (references)S a v i n g s |
ISO 10646 (1991-1993) (references)0053 0061 0076 0069 006E 0067 0073 |
| British Sign Language (Fingerspelling, BSL; 1992, British Deaf Association Dictionary of British Sign Language) (references)
|
Encryption (beginner's substitution cypher): (references)53678875807385 |
| 1. Definition 2. Synonyms 3. Crosswords 4. Usage: Modern | 5. Usage: Commercial 6. Images: Slideshow 7. Images: Photo Album 8. Quotations: Familiar | 9. Quotations: Historic 10. Quotations: Fiction 11. Quotations: Non-fiction 12. Quotations: Spoken | 13. Quotations: Speeches 14. Usage Frequency 15. Names: Company Usage 16. Expressions | 17. Expressions: Internet 18. Translations: Modern 19. Translations: Ancient 20. Derivations | 21. Rhymes 22. Anagrams 23. Orthography 24. Bibliography |
Copyright © Philip M. Parker, INSEAD. Terms of Use.