Copyright © Philip M. Parker, INSEAD. Terms of Use.

Savings

Definition: Savings

Savings

Noun

1. A fund of money put by as a reserve.

Source: WordNet 1.7.1 Copyright © 2001 by Princeton University. All rights reserved.
 

Date "savings" was first used in popular English literature: sometime before 1380. (references)



Specialty Definitions: Savings

DomainDefinitions

Finance

Those sums of money saved, not spent but put aside for future use and in the meanwhile invested or held as cash. Source: European Union. (references)
 The total accumulated amount of income that is not spent on consumption. (references)

Source: compiled by the editor from various references; see credits.

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Synonym: Savings

Synonym: nest egg (n). (additional references)

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Synonyms within Context: Savings

ContextSynonyms within Context (source: adapted from Roget's Thesaurus).

Economy

Savings; prevention of waste, save-all; cheese parings and candle ends; parsimony.

Money

Bank account, savings account, checking account, money market account, NOW account, time deposit, deposit, demand deposit, super NOW account; certificate of deposit, CD.

Store

Stock in trade, supply; heap; (collection); treasure; reserve, corps de reserve, reserved fund, nest egg, savings, bonne bouche.

Source: adapted from Roget's Thesaurus.

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.

Crosswords: Savings

English words defined with "savings": 401-k, 401-k planABA transit numberbank identification number, bear, bin, building societyconsequent, credit uniondaylight savings, dissolve, dormant account, dwindle, dwindle away, dwindle downemployee savings plan, ensuantFairing box, federal savings bank, FSBM3, MSB, mutual savings bankpassbook savings account, payresultant, resultingsavings account, savings account trust, savings and loan, savings and loan association, savings bank, savings bank trust, savings bond, sequentthrift institution, time deposit account, Totten trust, trust account, trustee accountyield. (references)
Specialty definitions using "savings": access savings account, account hold, actual thrift investment percentage, Agricultural Research, Extension, and Education Reform Act of 1998, American Council of State Savings Supervisors, American Savings and Loan League, America's Community Bankers, Annual Solar Savings, ASSISTANT BRANCH MANAGER, FINANCIAL INSTITUTION, assisted merger, automatic transfer service accountbasket provision, bauverein, bonus account, branch office, brokered deposits, building and loan association, Buttress Damcall report, CAMELS, capital directive, certificate account, claims on governments,etc.as % of M2, club account, compliance exam, Confidential Individual Information System, consent merger agreement, Consolidator, controlling person, cooperative banks, core capital, core deposits, cost of funds, Cost Savings, coupon book, custodial gift, CUSTOMER SERVICE REPRESENTATIVEdaily interest account, depository institution, Depository Institutions Deregulation Committee, Displacement Savings, docket number, due diligenceEDS/SACS/ROE, Emergency livestock feed programs, EMPLOYEE RELATIONS SPECIALIST, Energy Efficient Mortgages, Energy Service Company, escrow accountFarm and risk management accounts, Federal Asset Disposition Association, federal association, federal compliance regulator, Federal Financial Institutions Examination Council, Federal Home Loan Bank, Federal Home Loan Bank Board, Federal Savings and Loan Insurance Corporation, federal savings association, federally chartered association, fidelity bond, fiduciary account, Financial Criminal Enforcement Network, Financial Institutions Reform, Recovery, and Enforcement Act of 1989, financial intermediary, FSLIC, FSLIC Resolution Fundgeneral teller, gross savings, guaranteed student loanhelical steel support, homestead associationinactive account, income capital certificate, individual account, individual minimum capital requirement, industry condition report, institutional lender, interest credited, Interest income, interest paid, interest rate risk, Internal Rate of Return, investment aggregate P1Keogh accountlife insurance company, linked financing, liquidity base, loan application register, Losing a Ship for a Haporth o' Tar, lower of cost or marketMedical Savings Accounts, Medicare Part C, members, monetary aggregate M1, money market certificate, money market deposit account, mortgage servicing, mutual association, mutual capital certificate, mutual holding company. (references)

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Modern Usage: Savings

DomainUsage

Screenplays

I spent the last of my life savings turning my van into a dog. It cost me 200 bucks for the alarm system alone! (Dumb and Dumber; writing credit: Bobby Farrelly, Peter Farrelly, and Bennett Yellin.)

Low overhead, my boy - we pass the savings on to you! But seriously, that'll all be covered in the orientation. (Being John Malkovich; writing credit: Charlie Kaufman)

All right, first item: I lost our life savings in the stock market. (The Simpsons; writing credit: Artur Brauner; Paul Hengge)

By Grabthar's hammer what savings. (Galaxy Quest; writing credit: David Howard)

Would that be Daylight Savings or Standard? (Stargate SG-1; writing credit: Robert C. Cooper; Brad Wright)

Lyrics

To make me rise an hour early just like Daylight Savings Time ("The Bad Touch"; performing artist: Bloodhound Gang)

Clever

Life lesson: You will never find anybody who can give you a clear and compelling reason why we observe daylight savings time. (references; author: unknown)

Movie/TV Titles

U.S. Savings Bonds Trailer (1952)

Her Savings Saved (1918)

Daylight Savings (2000)

Source: compiled by the editor from various references; see credits.

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Commercial Usage: Savings

DomainTitle

References

  • Jefferson Savings Bancorp, Inc.: International Competitive Benchmarks and Financial Gap Analysis (reference)

  • Comet Savings & Finance: International Competitive Benchmarks and Financial Gap Analysis (reference)

  • First Savings Bancorp, Inc.: International Competitive Benchmarks and Financial Gap Analysis (reference)

  • Harleysville Savings Financial Corporation: International Competitive Benchmarks and Financial Gap Analysis (reference)

  • Guthrie Savings, Inc.: International Competitive Benchmarks and Financial Gap Analysis (reference)

    (more reference examples)

  

Books

  • Don't Die Broke: Taking Money Out of Your IRA, 401(k), or Other Savings Plan - and Creating Lasting Retirement Income (reference)

  • Tax Facts 2: Stocks, Bonds, Mutual Funds, Real Estate, Oil & Gas, Puts, Calls, Futures, Gold, Savings Deposits (Tax Facts 2, 2002) (reference)

  • The Guaranteed Tax Savings System (2001 Edition) (reference)

  • The Trouble With Prosperity: The Loss of Fear, the Rise of Speculation, and the Risk to American Savings (reference)

  • U.S. Savings Bonds: The Definitive Guide for Financial Professionals (reference)

    (more book examples)

  

Periodicals

  

Theater & Movies

  • Checking & Savings : Job World Banking (reference)

    (more DVD examples; more video examples)

  

Music

  

Consumer Goods

Source: compiled by the editor from various references; see credits.

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Image Slideshow: Savings

Photos:
Savings

More images...

Computer Images:
Savings

More images...

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Photo Album: Savings

ThumbnailDescription & CreditThumbnailDescription & Credit

[NIH Savings Bond Drive, 1971].Credit: National Library of Medicine.

Generic Drugs : Your Rx for Savings.Credit: National Library of Medicine.

The same man. Spending four dollars, "investing" the savings of a lifetime --.Credit: Library of Congress.

Interior south view, Peoples Savings Bank, Cedar Rapids, Iowa / Raney Studio, Cedar Rapids, IA.Credit: Library of Congress.

State Savings Bank, Detroit.Credit: Library of Congress.

Savings Bank of Utica, Utica, N.Y.Credit: Library of Congress.

Williston, North Dakota. Mr. Dahlen, hardware merchant, in his store. Mr. Dahlen is county chairman for the defense savings campaign.Credit: Library of Congress.

Epping, North Dakota. Mrs. Dahlen, wife of county chairman of the defense savings campaign, addressing a meeting of women.Credit: Library of Congress.

Roslyn Savings Bank, Roslyn, Long Island. Basement.Credit: Library of Congress.

Greenwich Savings Bank, W. 57th St., New York City. Mural I.Credit: Library of Congress.

Source: compiled by the editor from various references; see credits.

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Familiar Quotations: Savings

AuthorQuotation

Anne Sophie Swetchine

Youth should be a savings bank.

Bill Hicks

It's just a ride, and we can change it any time we want. It's only a choice. No effort, no work, no job, no savings and money, a choice, right now, between fear and love. The eyes of fear want you to put bigger locks on your door, buy guns, close yourself off. The eyes of love instead see all of us as one.

Henry Wheeler Shaw

Economy is a savings bank, into which men drop pennies, and get dollars in return.

Source: compiled by the editor from various references.

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Historic Usage: Savings

AuthorDateQuotation

Winston S. Churchill

1946

It would greatly expand that of the British Empire Forces and it might well lead, if and as the world calms down, to important financial savings. ("Iron Curtain" Speech)

Source: compiled by the editor from various references.

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Use in Literature: Savings

TitleAuthorQuote

Les Miserables

Hugo, Victor

Society, the state, in reducing his savings, had robbed him by wholesale.

Source: compiled by the editor from various references.

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Non-Fiction Usage: Savings

SubjectTopicQuote

Health

The resulting calculated base case cost savings were more than $3,000 per treated neonate. (references)

The potential cost savings associated with treating H. pylori infection have not been established, but may be substantial. (references)

These may well translate into future health outcomes and treatment savings, but the magnitude of such benefits is not known. (references)

Business

Decreased energy consumption will be reached through energy savings. (references)

Energy savings are considered to be the most effective way to reduce GHG emission. (references)

Buying a car was in many cases a lifetime purchase requiring many years of savings. (references)

Civil Liberties

Mozambique

In March UNESCO's Media Diversity Project began assisting eight newspapers and a major paper supplier to lower their paper costs through the bulk importation of newsprint without customs duties; this achieved an estimated 30 percent cost savings. (references)

Economic History

West Bank

Most savings are held in U.S. dollars. (references)

Japan

The average Japanese household has almost $150,000 in savings. (references)

Human Rights

Kazakhstan

The Constitution provides that citizens have the right to "confidentiality of personal deposits and savings, correspondence, telephone conversations, postal, telegraph, and other messages"; however, the limitation of this right is allowed "in cases and according to procedures directly established by law." The KNB and Ministry of Interior, with the concurrence of the Prosecutor General's Office, interfere with citizens' privacy and correspondence. (references)

Political Economy

BELGIUM

Belgium has largely financed its budget deficits from domestic savings. (references)

Slovak Republic

National savings have been transferred to municipalities to pay for community service jobs. (references)

Trade

Kazakhstan

They generally keep their savings at home. (references)

Turkey

Daylight Savings Time is April through October. (references)

Croatia

There has been a noticeable rise in foreign currency-denominated savings. (references)

Travel

Brazil

Brazil observes daylight savings from December to February. (references)

Venezuela

U.S. companies should note that Venezuela does not have daylight savings time. (references)

Uzbekistan

During U.S. daylight savings time (April-October), Uzbekistan is +9 hours Eastern Standard Time. (references)

Worker Rights

Russia

Many are constrained economically because their savings were destroyed by past inflation and the nonpayment of wages. (references)

Oman

The compensation for foreign manual laborers and clerks is sufficient to cover living expenses and to permit savings to be sent home. (references)

Costa Rica

Solidarity associations are nondues paying organizations that offer membership services, including credit union programs, matching-fund savings accounts, and low-interest loans; in some instances, employees have access to both trade union membership and solidarity association services. (references)

Source: compiled by the editor from ICON Group International, Inc.; see credits.

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Spoken Usage: Savings

SpeakerPhrase(s)

Rush Limbaugh

Jeffrey Madrick, an author and columnist, is quoted as saying that tax cuts aimed at the wealthy might do little to spur growth because higher income people might be likely to stash the money away in a savings account.

Source: compiled by the editor from various references; see credits.

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Speeches: Savings

SpeakerTermPhrase(s)

William H. Taft

1909-1913The incoming Congress should promptly fulfill the promise of the Republican platform and pass a proper postal savings bank bill.

Harry S. Truman

1945-1953Farmers' savings are the largest in history.

Ronald Reagan

1981-1989Now, some insist that any further budget savings must be obtained by reducing the portion spent on defense.

Bill Clinton

1993-2001Families all over America now can put their savings into new tax-free education IRAs.

George W. Bush

2001-2005Corporate greed and malfeasance cause innocent people to lose their jobs, their savings, and often their confidence in the American system.

Source: compiled by the editor from various references.

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Usage Frequency: Savings

"Savings" is generally used as a noun (plural) -- approximately 98.40% of the time. "Savings" is used about 3,055 times out of a sample of 100 million words spoken or written in English. Its rank is based on over 700,000 words used in the English language. Some parts-of-speech are not covered due to the samples used by the British National Corpus. (note: percents less than one-hundredth of one percent have been omitted)
Parts of SpeechPercentUsage per
100 Million Words
Rank in English
Noun (plural)98.4%3,0063,115
Noun (proper)1.54%4749,740
Lexical Verb (-s form)0.03%1339,140
Unclassified Items0.03%1339,140
                    Total100.00%3,055N/A

Source: compiled by the editor from several corpora; see credits.

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Usage in Company Names: Savings

CountryNameCountryName
Philippines

Philippine Savings Bank

South Korea

Comet Savings & Finance

USA

Community Savings Bankshares, Inc.

 (more examples...)  

Source: compiled by the editor from Icon Group International, Inc.

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Expressions: Savings

Expressions using "savings": attract savings Cost Savings daylight savings dip into one's savings domestic savings draw on one's savings employee savings plan encourage savings federal savings bank gross savings have dip into one's savings live off one's savings make a dent in smb.'s savings make savings Medical Savings Accounts mutual savings bank National Savings passbook savings account personal savings savings account savings account trust savings and loan savings and loan association savings bank savings bank trust savings bond savings book savings deposit savings fund savings note savings passbook savings rate savings stamp thrift savings plan. Additional references.

Hyphenated Usage

Beginning with "savings": savings-and-loan, savings-and-loans, savings-bank, savings-freeze, savings-investment, savings-related, savings-sucking.

Ending with "savings": life-savings.

Containing "savings": daylight-savings time.

Source: compiled by the editor from various references; see credits.

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Frequency of Internet Keywords: Savings

The following statistics estimate the number of searches per day across the major English-language search engines as identified by various trade publications. Hyperlinks lead to commercial use of the expression at Amazon.com.
 
ExpressionFrequency
per Day

savings bond

3,215

world savings

817

downey savings

690

savings

637

thrift savings

408

savings bond calculator

341

savings calculator

336

savings account

305

savings bank of manchester

231

capital coast savings

228

astoria federal savings

185

ohio savings

165

capital city savings

157

surrey metro savings

150

college savings

147

colonial savings

146

bank green point savings

136

savings bond wizard

123

hudson city savings

120

cool savings

119
Source: compiled by the editor from various references; see credits.

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Modern Translations: Savings

Language Translations for "savings"; alternative meanings/domain in parentheses.

Albanian

  

kursime (saving). (various references)

   

Arabic 

  

‏مدخرات (asset), ‏توفيرات. (various references)

   

Bulgarian 

  

спестявания (kitty). (various references)

   

Chinese 

  

(to deposit, to save, to store), 储款. (various references)

   

Czech

  

úspory (economies). (various references)

   

Danish

  

opsparing, opsparede midler. (various references)

   

Dutch

  

spaargelden. (various references)

   

Finnish

  

säästö (balance, saving). (various references)

   

French

  

épargnes, épargne (saves, saving). (various references)

   

German

  

Ersparnisse. (various references)

   

Greek 

  

οικονομίεσ, οικονομία (economics, economy, husbandry, parsimony, saving, spareness, thrift). (various references)

   

Hungarian

  

megtakarítás (balance in hand, economy, save, saving). (various references)

   

Indonesian

  

tabungan (money box), penabungan (process of saving money). (various references)

   

Italian

  

risparmio (economy, saving), risparmi (saving). (various references)

   

Japanese Kanji 

  

貯" . (various references)

   

Japanese Katakana 

  

たくわえ (reserve, stock, store), つみたて, ちょき", ちょちく. (various references)

   

Korean 

  

(saving). (various references)

   

Manx

  

sproaig, sproag (nest-egg). (various references)

   

Pig Latin

  

avingssay

   

Portuguese

  

economias (lay by). (various references)

   

Portuguese Brazilian

  

economias. (various references)

   

Romanian

  

economie (chariness, economics, economy, frugality, husbandry, parsimony, prudence, retrenchment, saving, thrift), cheag (clot, funds, grume, rennet), agonisealã (acquisition, earnings, fortune, profit, riches). (various references)

   

Russian 

  

сбережения (nest egg). (various references)

   

Serbo-Croatian

  

ušteđevina (saving), štednja (economy). (various references)

   

Spanish

  

ahorros (nest egg). (various references)

   

Swedish

  

sparmedel. (various references)

   

Thai

  

เงินออม. (various references)

   

Turkish

  

biriktirilmiş para. (various references)

   

Turkmen 

  

zapas (r) (back-up, storage). (various references)

   

Ukranian 

  

заощадження. (various references)

   

Vietnamese 

  

quỹ tiết kiệm (savings-bank), ngân h ng tiết kiệm (savings-bank). (various references)

   

Welsh

  

cynilion. (various references)

Source: compiled by the editor from various translation references.

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Ancestral Language Translations: Savings

LanguagePeriodTranslations
Latin500 BCE-Modern

parte, parti, partis, partum. (various references)

Source: compiled by the editor from various references.

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Derivations & Misspellings: Savings

Derivations

Words ending with "savings": lifesavings. (additional references)


Misspellings

"Savings" is suggested in spellcheckers for the following: Savang, Savidge, savines, savingsd, savinjski, Savvin, savynge, sawings, scavving, Sevigne, Sevigny, stavings, wavings. (additional references)

Source: compiled by the editor, based on several corpora (additional references).

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Rhyming with "Savings"

# of Phoneme MatchesPronunciationWord(s) rhyming with "savings" (pronounced sā"vingz)
5-ā" v i ng zcravings, engravings, shavings.
4-v i ng zcarvings, leavings, livings, misgivings, servings.
3-i ng zbearings, beatings, beginnings, beheadings, beings, belongings, Billings, blessings, boardings, bombings, bookings, borrowings, briefings, buildings, burnings, bushings, carjackings, casings, castings, ceilings, clippings, closings, coatings, comings, couplings, coverings, cowlings, crossings, cuttings, darlings, dealings, doings, drawings, dressings, droppings, drownings, ducklings, dumplings, dwellings, earnings, earrings, earthlings, endings, etchings, evenings, everlastings, facings, failings, fastenings, feedings, feelings, fightings, filings, fillings, financings, findings, firings, fittings, fixings, flavorings, followings, forgings, frostings, furnishings, gatherings, goings, greetings, groupings, hangings, happenings, headings, hearings, helpings, herrings, hijackings, holdings, housings, hustings, innings, killings, landholdings, landings, lashings, leanings, leggings, lemmings, lightnings, linings, listings, loadings, lodgings, longings, lynchings, mailings, makings, marketings, markings, meanings, meetings, misunderstandings, moldings, moorings, mornings, mouldings, muggings, musings, nestlings, nothings, offerings, openings, outings, paintings, pickings, pilings, plantings, pleadings, poisonings, postings, posturings, printings, proceedings, publishings, puddings, railings, rankings, ratings, readings, recordings, rehearings, ridings, riggings, Rollings, rulings, rumblings, runnings, samplings, saplings, sayings, schillings, scrapings, screenings, seasonings, seatings, seedlings, settings, shadings, shillings, shipbuildings, shootings, shortcomings, showings, siblings, sightings, skillings, slayings, soundings, spellings, stabbings, standings, stockings, sufferings, surroundings, tailings, takings, teachings, tidings, toppings, trappings, trimmings, underlings, underpinnings, understandings, undertakings, uprisings, vikings, wanderings, warnings, weddings, whitings, winnings, workings, writings, wrongdoings, yearlings, yearnings.

Source: compiled by the editor (additional references); see credits.

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Anagrams: Savings

Scrabble® Enable2K-Verified Anagrams

Words within the letters "a-g-i-n-s-s-v"

-1 letter: assign, saving, savins.

-2 letters: gains, sains, sasin, savin, signs, sings, snags, vangs, vigas, vinas, visas.

-3 letters: agin, ains, anis, gain, gins, nags, sags, sain, sang, sans, sign, sing, sins, snag, vagi, vain, vang, vans, viga, vigs, vina, visa.

-4 letters: ain, ais, ani, ass, gan, gas, gin, ins, nag, sag, sin, sis, van, vas, via, vig, vis.

-5 letters: ag, ai, an, as, in, is, na, si.

 Words containing the letters "a-g-i-n-s-s-v"
 

+1 letter: shavings.

 

+2 letters: dissaving, envisages, veganisms.

 

+3 letters: canvassing, crevassing, galvanises, galvanisms, shavelings, vaginismus, vernissage.

 

+4 letters: almsgivings, evangelisms, evangelists, lifesavings, misadvising, negativisms, negativists, overpassing, passivating, starvelings, vernissages, visualising.

 

+5 letters: advertisings, asseverating, everlastings, investigates, negativeness, overcastings, unaggressive, vagabondisms, vaginismuses, vanguardisms, vanguardists, vigilantisms, virginalists.

Source: compiled by the editor from various references; see credits.

SCRABBLE® is a registered trademark. All intellectual property rights in and to the game are owned in the U.S.A and Canada by Hasbro Inc., and throughout the rest of the world by J.W. Spear & Sons Limited of Maidenhead, Berkshire, England, a subsidiary of Mattel Inc. Mattel and Spear are not affiliated with Hasbro.

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Alternative Orthography: Savings


Hexadecimal (or equivalents, 770AD-1900s) (references)

53 61 76 69 6E 67 73

Leonardo da Vinci (1452-1519; backwards) (references)

American Sign Language (origins from 1620-1817 in Italy and, especially, France) (references)

=

Semaphore (1791, in France) (references)

Braille (1829, in France) (references)

Morse Code (1836) (references)

...    .-    ...-    ..    -.    --.    ...

Dancing Men (Sir Arthur Conan Doyle, 1903) (references)

Binary Code (1918-1938, probably earlier) (references)

01010011 01100001 01110110 01101001 01101110 01100111 01110011

HTML Code (1990) (references)

&#83 &#97 &#118 &#105 &#110 &#103 &#115

ISO 10646 (1991-1993) (references)

0053 0061 0076 0069 006E 0067 0073

British Sign Language (Fingerspelling, BSL; 1992, British Deaf Association Dictionary of British Sign Language) (references)

Encryption (beginner's substitution cypher): (references)

53678875807385

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INDEX

1. Definition
2. Synonyms
3. Crosswords
4. Usage: Modern
5. Usage: Commercial
6. Images: Slideshow
7. Images: Photo Album
8. Quotations: Familiar
9. Quotations: Historic
10. Quotations: Fiction
11. Quotations: Non-fiction
12. Quotations: Spoken
13. Quotations: Speeches
14. Usage Frequency
15. Names: Company Usage
16. Expressions
17. Expressions: Internet
18. Translations: Modern
19. Translations: Ancient
20. Derivations
21. Rhymes
22. Anagrams
23. Orthography
24. Bibliography


  

Copyright © Philip M. Parker, INSEAD. Terms of Use.