Copyright © Philip M. Parker, INSEAD. Terms of Use.
Definition: Credit Analyst |
Credit AnalystNoun1. An analyst who studies the financial statements and financial history of applicants for credit in order to evaluate their creditworthiness. Source: WordNet 1.7.1 Copyright © 2001 by Princeton University. All rights reserved. |
| Domain | Definition |
Occupations | Analyzes credit information to determine risk involved in lending money to commercial customers, and prepares report of findings: Selects information, including company financial statements and balance sheet and records data on spreadsheet, using computer. Enters codes for computer program to generate ratios for use in evaluating commercial customer's financial status. Compares items, such as liquidity, profitability, credit history, and cash, with other companies of same industry, size, and geographic location. Analyzes such factors as income growth, quality of management, market share, potential risks of industry, and collateral appraisal. Writes offering sheet (loan application), including results of credit analysis and summary of loan request. Describes credit risk and amount of loan profit. Submits offering sheet to loan committee for decision. May visit company to collect information as part of analysis. (references) |
| Analyzes paying habits of customers who are delinquent in payment of bills and recommends action: Reviews files to select delinquent accounts for collection efforts. Evaluates customer records and recommends that account be closed, credit limit reduced or extended, or collection attempted, based on earnings and savings data, payment history, and purchase activity of customer. Confers with representatives of credit associations and other businesses to exchange information concerning credit ratings and forwarding addresses. Interviews customers in person or by telephone to investigate complaints, verify accuracy of charges, or to correct errors in accounts [BILL ADJUSTER (clerical)]. (references) | |
Source: compiled by the editor from various references; see credits. | |
| Domain | Title |
Periodicals |
|
Source: compiled by the editor from various references; see credits. | |
Expression using "credit analyst": Bank Credit Analyst. Additional references. | |
| Source: compiled by the editor from various references; see credits. |
| The following statistics estimate the number of searches per day across the major English-language search engines as identified by various trade publications. Hyperlinks lead to commercial use of the expression at Amazon.com. |
| Expression | Frequency per Day |
credit analyst | 38 |
bank credit analyst | 17 |
credit analyst job | 3 |
credit analyst job description | 3 |
credit analyst resume | 2 |
| Source: compiled by the editor from various references; see credits. | |
Scrabble® Enable2K-Verified Anagrams | |
| Words within the letters "a-a-c-d-e-i-l-n-r-s-t-t-y" | |
-2 letters: straitlaced. | |
-3 letters: antitrades, attainders, caryatides, centralist, centrality, declarants, discarnate, stridently, tantalised, transacted, translated. | |
-4 letters: acrylates, aliteracy, alterants, analcites, analytics, ancestral, anelastic, arsenical, ascertain, astricted, asyndetic, attainder, attainers, cadential, calendars, canalised, cardinals, carinated, carnality, caryatids, castrated, cattleyas, certainly, certainty, cisternal, clarinets, craniates, cylinders, declarant, dentistry, diacetyls, dialysate, dicentras, dilatancy, dilatants, distantly, insectary, interacts, interlays. | |
| Source: compiled by the editor from various references; see credits. SCRABBLE® is a registered trademark. All intellectual property rights in and to the game are owned in the U.S.A and Canada by Hasbro Inc., and throughout the rest of the world by J.W. Spear & Sons Limited of Maidenhead, Berkshire, England, a subsidiary of Mattel Inc. Mattel and Spear are not affiliated with Hasbro. | |
Hexadecimal (or equivalents, 770AD-1900s) (references)43 72 65 64 69 74 41 6E 61 6C 79 73 74 |
| Leonardo da Vinci (1452-1519; backwards) (references)
|
Binary Code (1918-1938, probably earlier) (references)01000011 01110010 01100101 01100100 01101001 01110100 00100000 01000001 01101110 01100001 01101100 01111001 01110011 01110100 |
HTML Code (1990) (references)C r e d i t   A n a l y s t |
ISO 10646 (1991-1993) (references)0043 0072 0065 0064 0069 0074 0041 006E 0061 006C 0079 0073 0074 |
Encryption (beginner's substitution cypher): (references)378471707586235806778918586 |
| 1. Definition 2. Usage: Commercial 3. Expressions 4. Expressions: Internet | 5. Anagrams 6. Orthography 7. Bibliography |
Copyright © Philip M. Parker, INSEAD. Terms of Use.
