PREMIUMS

Definition: PREMIUMS

PREMIUMS

Plural

1. Of Premium

Source: Webster's Revised Unabridged Dictionary (1913)

Date "PREMIUMS" was first used in popular English literature: sometime before 1776. (references)

Synonym: PREMIUMS

Synonym: Give-aways. (additional references)

Domain	Title
References	Corporate Giftware, Promotion Products and Premiums in New Zealand: A Strategic Entry Report, 1999 (reference) (more reference examples)

Books	Business Valuation Discounts and Premiums (reference) Children's Paper Premiums in American Advertising: 1890-1990s (reference) Corporate Giftware, Promotion Products and Premiums in New Zealand: A Strategic Entry Report, 1999 [DOWNLOAD: ADOBE READER] (reference) July EMEA HDD Price Survey: MU Price Declines Slow as DT Speed Premiums Narrow [DOWNLOAD: PDF] (reference) Radio & TV Premiums: A Guide to the History and Value of Radio and TV Premiums (reference) (more book examples)

Periodicals	Open Season Guide: Federal Health Insurance Premiums (reference) Hong Kong Gifts Premiums & Stationery (reference) (more periodical examples)
Source: compiled by the editor from various references; see credits.

Author	Date	Quotation
Treaty of Versailles	1919	A settlement shall be effected of unpaid premiums which became due during the war, or of claims for losses which occurred during the war. (reference)
Source: compiled by the editor from various references.

Subject	Topic	Quote
Health		For example, employment opportunities or insurance premiums could be affected. (references)
Business		At this point, the Saudi employer will usually bear the premiums. (references)
		The premiums for the insurance are paid from the AFJPs' commissions. (references)
		Preferential premiums are often available to customers using a combination of both security measures. (references)
Children	Switzerland	The Government subsidizes the health insurance premiums of low-income families. (references)
Economic History	Honduras	Income from public shows is taxed at 30 percent, and insurance premiums at 15 percent. (references)
	Bahrain	As if this were not enough, statisticians within the directorate of insurance project premiums to increase by 10 percent this year. (references)
Trade	Vietnam	This coupled with the question of whether local banks are actually paying the insurance premiums makes the effectiveness and solvency of deposit insurance a great unknown. (references)
	Philippines	The PDIC has a permanent insurance fund of three billion pesos (about $60 million), augmented by premiums paid by member banks (currently 1/5 of one percent per annum of the deposit base). (references)
Travel	Cote D'ivoire	In addition to the basic salary, employers pay social insurance premiums of 9.9 percent of the base salary and employees contribute 1.6 percent of salary towards retirement. (references)
Worker Rights	Netherlands	For workers earning the minimum wage, employers pay $2,400 a year (6,000 guilders) in premiums for social security benefits, which includes medical insurance. (references)
	Cambodia	Some factories do not pay the legally mandated premiums for overtime and night or holiday work properly. (references)
Lexicography	Devil's Dictionary	INSURANCE, n. An ingenious modern game of chance in which the player is permitted to enjoy the comfortable conviction that he is beating the man who keeps the table. INSURANCE AGENT: My dear sir, that is a fine house -- pray let me insure it. HOUSE OWNER: With pleasure. Please make the annual premium so low that by the time when, according to the tables of your actuary, it will probably be destroyed by fire I will have paid you considerably less than the face of the policy. INSURANCE AGENT: O dear, no -- we could not afford to do that. We must fix the premium so that you will have paid more. HOUSE OWNER: How, then, can I afford that? INSURANCE AGENT: Why, your house may burn down at any time. There was Smith's house, for example, which -- HOUSE OWNER: Spare me -- there were Brown's house, on the contrary, and Jones's house, and Robinson's house, which -- INSURANCE AGENT: Spare me! HOUSE OWNER: Let us understand each other. You want me to pay you money on the supposition that something will occur previously to the time set by yourself for its occurrence. In other words, you expect me to bet that my house will not last so long as you say that it will probably last. INSURANCE AGENT: But if your house burns without insurance it will be a total loss. HOUSE OWNER: Beg your pardon -- by your own actuary's tables I shall probably have saved, when it burns, all the premiums I would otherwise have paid to you -- amounting to more than the face of the policy they would have bought. But suppose it to burn, uninsured, before the time upon which your figures are based. If I could not afford that, how could you if it were insured? INSURANCE AGENT: O, we should make ourselves whole from our luckier ventures with other clients. Virtually, they pay your loss. HOUSE OWNER: And virtually, then, don't I help to pay their losses? Are not their houses as likely as mine to burn before they have paid you as much as you must pay them? The case stands this way: you expect to take more money from your clients than you pay to them, do you not? INSURANCE AGENT: Certainly; if we did not -- HOUSE OWNER: I would not trust you with my money. Very well then. If it is certain, with reference to the whole body of your clients, that they lose money on you it is probable, with reference to any one of them, that he will. It is these individual probabilities that make the aggregate certainty. INSURANCE AGENT: I will not deny it -- but look at the figures in this pamph -- HOUSE OWNER: Heaven forbid! INSURANCE AGENT: You spoke of saving the premiums which you would otherwise pay to me. Will you not be more likely to squander them? We offer you an incentive to thrift. HOUSE OWNER: The willingness of A to take care of B's money is not peculiar to insurance, but as a charitable institution you command esteem. Deign to accept its expression from a Deserving Object.
Source: compiled by the editor from ICON Group International, Inc.; see credits.

"PREMIUMS" is generally used as a noun (plural) -- approximately 99.56% of the time. "PREMIUMS" is used about 682 times out of a sample of 100 million words spoken or written in English. Its rank is based on over 700,000 words used in the English language. Some parts-of-speech are not covered due to the samples used by the British National Corpus. (note: percents less than one-hundredth of one percent have been omitted)

Parts of Speech	Percent	Usage per 100 Million Words	Rank in English
Noun (plural)	99.56%	679	9,730
Noun (proper)	0.44%	3	202,518
Total	100.00%	682	N/A

Expressions using "PREMIUMS": cessation of payment of premiums ♦ prepayments of premiums and reserves against unsettled claims. Additional references.
Source: compiled by the editor from various references; see credits.

Language		Translations for "PREMIUMS"; alternative meanings/domain in parentheses.
Chinese		保险费. (various references)

Danish		praemiereserverne,som skyldes,at forsikringskontrakternes loebetid ikke falder sammen med forsikringsselskabernes regnskabsaar,udgoeres af de dele af praemierne,som betales forud af forsikringstagerne og overfoeres af forsikringsselskaberne til det foelge (consist of those parts of the premiums paid in advance by the insured and carried forward to the following accounting period.They are determined on the basis of the proportion of the risks involved in relation to time for the period remaining to run until, prepayments of premiums, which result from the fact that the duration of insurance contracts does not coincide with the financial year of the insurance enterprises), praemie-og erstatningsreserver (prepayments of premiums and reserves against unsettled claims), præmier,der udgør en form for bidrag til sociale sikringsordninger (premiums constituting a form of social contribution), underrubrikken praemie-og erstatningsreserver omfatter praemiereserverne og erstatningsreserverne (the sub-heading prepayments of premiums and reserves against unsettled claims groups together prepayments of premiums with reserves against unsettled claims), rubrikken forsikringstekniske reserver omfatter de aktuarmaessige reserver til daekning af loebende risici,praemiereserver,reserver til daekning af bonusforpligtelser over for forsikringstagere samt erstatningsreserver (prepayment of premiums, reserves for with-profits insurance and reserves against unsettled claims.These reserves are considered as liabilities of the institutions concerned., The heading insurance technical reserves covers actuarial reserves against outstanding risks), de aktuarmæssige reserver til dækning af løbende risici hos forsikringsselskaberne kan være:-nettoreserver:dvs.udregnet på basis af nettopræmierne;-statusreserver:dvs.udregnet på basis af præmier plus alle forsikringsselskabernes administrative om (calculated on the basis of premiums including the administrative costs borne by the insurers except for the costs of acquiring contracts;-complete:that is, calculated on the basis of pure premiums;-inventory;that is, established on the basis of premiums including all administrative costs borne by the insurer, the actuarial reserves against outstanding risks held by insurers may be:-pure;that is). (various references)

Dutch		premies die een vorm van sociale-verzekeringspremie zijn (premiums constituting a form of social contribution), premie-en uitkeringsreserves (prepayments of premiums and reserves against unsettled claims), wiskundige reserves voor lopende risico's bij verzekeraars kunnen zijn:-nettoreserves,d.w.z.berekend aan de hand van de nettopremies,-inventarisreserves,d.w.z.berekend aan de hand van de premies inclusief alle administratiekosten,met uitzondering van de k (calculated on the basis of premiums including the administrative costs borne by the insurers except for the costs of acquiring contracts;-complete:that is, calculated on the basis of pure premiums;-inventory;that is, established on the basis of premiums including all administrative costs borne by the insurer, the actuarial reserves against outstanding risks held by insurers may be:-pure;that is), verschil tussen de verdiende bruto-premies (amount by which the gross premiums earned exceed), door de overheid vastgestelde maximale premie (officially determined upper limits for premiums), de subrubriek premie-en uitkeringsreserves omvat de premiereserves en de uitkeringsreserves (the sub-heading prepayments of premiums and reserves against unsettled claims groups together prepayments of premiums with reserves against unsettled claims), de rubriek technische verzekeringsreserves omvat de wiskundige reserves voor lopende risico's,de premiereserves,de reserves voor winstdelingsregelingen ten gunste van de verzekerden en de uitkeringsreserves.Deze reserves worden beschouwd als een verplicht (prepayment of premiums, reserves for with-profits insurance and reserves against unsettled claims.These reserves are considered as liabilities of the institutions concerned., The heading insurance technical reserves covers actuarial reserves against outstanding risks). (various references)

French		primes qui constituent une forme de cotisation sociale (premiums constituting a form of social contribution), prime maximale fixée par voie règlementaire (officially determined upper limits for premiums), réserves-primes et sinistres (prepayments of premiums and reserves against unsettled claims), les réserves-primes,qui résultent du fait que la durée des contrats d'assurance ne coïncide pas avec la durée de l'exercice financier des entreprises d'assurance,sont constituées par les parties des primes avancées par les assurés et transférées (consist of those parts of the premiums paid in advance by the insured and carried forward to the following accounting period.They are determined on the basis of the proportion of the risks involved in relation to time for the period remaining to run until, prepayments of premiums), les réserves mathématiques pour risques en cours détenues par les organismes assureurs peuvent être:-pures:c'est-� -dire calculées sur la base des primes pures-d'inventaire:c'est-� -dire calculées sur la base des primes chargées de tous les frais d (calculated on the basis of premiums including the administrative costs borne by the insurers except for the costs of acquiring contracts;-complete:that is, calculated on the basis of pure premiums;-inventory;that is, established on the basis of premiums including all administrative costs borne by the insurer), la sous-rubrique réserves-primes et sinistres regroupe les réserves-primes et les réserves-sinistres (the sub-heading prepayments of premiums and reserves against unsettled claims groups together prepayments of premiums with reserves against unsettled claims), La rubrique réserves techniques d'assurance comprend les réserves mathématiques pour risques en cours,les réserves-primes,les réserves pour participation des assurés aux bénéfices et les réserves-sinistres.Ces réserves sont considérées comme u (prepayment of premiums), excédent des primes brutes acquises (amount by which the gross premiums earned exceed). (various references)

German		Prämien (awards). (various references)

Greek		καθαρά ασφάλιστρα. (various references)

Italian		premio massimo stabilito delle autorit� (officially determined upper limits for premiums), riserve-premi e sinistri (prepayments of premiums and reserves against unsettled claims), le riserve-premi,risultanti dal fatto che la durata dei contratti di assicurazione non coincide con la durata dell'esercizio finanziario delle imprese di assicurazione,sono costituite dalle quote dei premi anticipate dagli assicurati e trasferite all'eser (consist of those parts of the premiums paid in advance by the insured and carried forward to the following accounting period.They are determined on the basis of the proportion of the risks involved in relation to time for the period remaining to run until, prepayments of premiums, which result from the fact that the duration of insurance contracts does not coincide with the financial year of the insurance enterprises), le riserve matematiche detenute dagli organismi assicuratori possono essere:-pure:vale a dire calcolate sulla base dei premi puri;-d'inventario:cioè calcolate sulla base dei premi caricati di tutte le spese di carattere amministrativo che gravano sugli o (calculated on the basis of premiums including the administrative costs borne by the insurers except for the costs of acquiring contracts;-complete:that is, calculated on the basis of pure premiums;-inventory;that is, established on the basis of premiums including all administrative costs borne by the insurer, i.e.inclusive of the costs of acquiring contracts, the actuarial reserves against outstanding risks held by insurers may be:-pure;that is), la sottocategoria riserve-premi e sinistri raggruppa le riserve-premi e le riserve-sinistri (the sub-heading prepayments of premiums and reserves against unsettled claims groups together prepayments of premiums with reserves against unsettled claims), La categoria riserve tecniche di assicurazione comprende le riserve matematiche per rischi in corso,le riserve-premi,le riserve per partecipazione degli assicurati agli utili,e le riserve-sinistri.Queste riserve sono considerate come una passivit� degli (prepayment of premiums, reserves for with-profits insurance and reserves against unsettled claims.These reserves are considered as liabilities of the institutions concerned., The heading insurance technical reserves covers actuarial reserves against outstanding risks), indennizzi che costituiscono una forma di prestazione sociale (premiums constituting a form of social contribution), differenza tra i premi lordi di competenza (amount by which the gross premiums earned exceed). (various references)

Korean		�"�리미엄. (various references)

Pig Latin		emiumspray

Portuguese		prémios que constituem uma forma de contribuição social (premiums constituting a form of social contribution), prémio máximo fixado por via regulamentar (officially determined upper limits for premiums), excedente dos prémios brutos obtidos (amount by which the gross premiums earned exceed), as reservas matemáticas para riscos em curso detidos pelos organismos seguradores podem ser:-puras:isto é,calculadas com base nos prémios puros-de inventário:isto é,calculados com base nos prémios onerados de todos os custos de carácter administrat (calculated on the basis of premiums including the administrative costs borne by the insurers except for the costs of acquiring contracts;-complete:that is, calculated on the basis of pure premiums;-inventory;that is, established on the basis of premiums including all administrative costs borne by the insurer, i.e.inclusive of the costs of acquiring contracts, the actuarial reserves against outstanding risks held by insurers may be:-pure;that is). (various references)

Spanish		primas que constituyen una forma de cotización social (premiums constituting a form of social contribution), reservas-primas y reservas-siniestros (prepayments of premiums and reserves against unsettled claims), máximo administrativamente establecido para las primas (officially determined upper limits for premiums), las reservas-primas, que resultan del hecho de que la duración de los contratos de seguro no coincide con la duración del ejercicio financiero de las empresas de seguro, están constituidas por las partes de las primas anticipadas por los asegurados y t (consist of those parts of the premiums paid in advance by the insured and carried forward to the following accounting period.They are determined on the basis of the proportion of the risks involved in relation to time for the period remaining to run until, prepayments of premiums, which result from the fact that the duration of insurance contracts does not coincide with the financial year of the insurance enterprises), las reservas matemáticas para riesgos en curso mantenidas por las entidades de seguro pueden ser:-puras: es decir, calculadas a (calculated on the basis of premiums including the administrative costs borne by the insurers except for the costs of acquiring contracts;-complete:that is, calculated on the basis of pure premiums;-inventory;that is, established on the basis of premiums including all administrative costs borne by the insurer, i.e.inclusive of the costs of acquiring contracts, the actuarial reserves against outstanding risks held by insurers may be:-pure;that is), la subrúbrica reservas-primas y reservas-siniestros comprende las reservas-primas y las reservas-siniestros (the sub-heading prepayments of premiums and reserves against unsettled claims groups together prepayments of premiums with reserves against unsettled claims), la rúbrica reservas técnicas de seguro comprende las reservas matemáticas para riesgos en curso, las reservas-primas, las reservas para participación en beneficios de los asegurados y las reservas-siniestros. Estas reservas se consideran pasivos finan (prepayment of premiums, reserves for with-profits insurance and reserves against unsettled claims.These reserves are considered as liabilities of the institutions concerned., The heading insurance technical reserves covers actuarial reserves against outstanding risks), excedente de las primas brutas devengadas (amount by which the gross premiums earned exceed), -de inventario: es decir, calculadas a partir de las primas incluyendo todos los gastos de carácter administrativo en que incurren (calculated on the basis of premiums including the administrative costs borne by the insurers except for the costs of acquiring contracts;-complete:that is, calculated on the basis of pure premiums;-inventory;that is, established on the basis of premiums including all administrative costs borne by the insurer, i.e.inclusive of the costs of acquiring contracts, the actuarial reserves against outstanding risks held by insurers may be:-pure;that is), -completas: es decir, calculadas a partir de las primas incluyendo todos los gastos administrativos, comprendidos los gastos de formalización de contratos (calculated on the basis of premiums including the administrative costs borne by the insurers except for the costs of acquiring contracts;-complete:that is, calculated on the basis of pure premiums;-inventory;that is, established on the basis of premiums including all administrative costs borne by the insurer, i.e.inclusive of the costs of acquiring contracts, the actuarial reserves against outstanding risks held by insurers may be:-pure;that is). (various references)
Source: compiled by the editor from various translation references.

Derivations
	Words ending with "PREMIUMS": superpremiums. (additional references)
Misspellings
	"PREMIUMS" is suggested in spellcheckers for the following: persicum, praemium, predium, premieum, preminum, premiu, premmias, Premus, pretium, Proemium. (additional references)
Source: compiled by the editor, based on several corpora (additional references).

# of Phoneme Matches	Pronunciation	Word(s) rhyming with "PREMIUMS" (pronounced prē"mēumz)
4	-ē u m z	aquariums, auditoriums, axioms, caladiums, condominiums, consortiums, geraniums, gymnasiums, herbariums, honorariums, idioms, mediums, millenniums, moratoriums, podiums, stadiums, symposiums, zirconiums.
3	-u m z	acronyms, ageratums, albums, algorithms, alums, amalgams, anachronisms, angstroms, antagonisms, anthems, aphorisms, atoms, bantams, baptisms, blossoms, bottoms, chrysanthemums, columns, condoms, criticisms, curriculums, customs, dirhams, doldrums, dualisms, ecosystems, emblems, embolisms, enthusiasms, euphemisms, fathoms, fiefdoms, forums, freedoms, ginghams, Grahams, hoodlums, isms, items, kingdoms, logarithms, mannerisms, maxims, mechanisms, memorandums, metabolisms, methodisms, microorganisms, minimums, modems, monisms, museums, nostrums, organisms, orgasms, phantoms, pilgrims, poems, possums, problems, puritanisms, quorums, ransoms, referendums, rhythms, schisms, sedums, sheikdoms, spasms, spectrums, stratagems, subsystems, surrealisms, symptoms, systems, tantrums, totems, transoms, ultimatums, victims, welcomes.
Source: compiled by the editor (additional references); see credits.

Scrabble® Enable2K-Verified Anagrams
	Words within the letters "e-i-m-m-p-r-s-u"
	-1 letter: immures, mumpers, premium, rummies, spumier, umpires.
	-2 letters: immure, impure, mimers, mumper, primes, primus, purism, simmer, simper, spirem, summer, umpire, uprise.
	-3 letters: emirs, mimer, mimes, mires, miser, mumps, mures, muser, peris, perms, piers, pries, prime, prims, prise, prism, puris, purse, rimes, ripes, rumps, serum, sieur, sirup, speir, sperm, spier, spire, sprue, spume, super.
	-4 letters: emir.
	Words containing the letters "e-i-m-m-p-r-s-u"
	+1 letter: emporiums, imperiums, presummit.
	+2 letters: perimysium, spermatium.
	+3 letters: parameciums, promethiums, sempervivum, suprematism.
	+4 letters: praseodymium, sempervivums, spermagonium, superpremium, suprematisms.
	+5 letters: minicomputers, praseodymiums, superpremiums.
Source: compiled by the editor from various references; see credits. SCRABBLE® is a registered trademark. All intellectual property rights in and to the game are owned in the U.S.A and Canada by Hasbro Inc., and throughout the rest of the world by J.W. Spear & Sons Limited of Maidenhead, Berkshire, England, a subsidiary of Mattel Inc. Mattel and Spear are not affiliated with Hasbro.